Buying a Home

May 17, 2018

Moving Up to Your Dream Home? Don’t Wait!

Mortgage interest rates have risen by more than half of a point since the beginning of the year, and many assume that if mortgage rates rise, home values will fall. History, however, has shown this not to be true.

Where are home values today compared to the beginning of the ...

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Posted in Buying a Home
April 11, 2018

Mortgage Interest Rates Have Begun to Level Off

Whether you are a buyer searching for your first home, or a homeowner looking to move up to your next home, you should pay attention to where mortgage interest rates are heading.

Over the course of 2018, according to Freddie Mac’s Primary Mortgage Market Survey, rates have increased from 3 ...

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Posted in Buying a Home
April 2, 2018

NOT Owning Your Home Can Cost You a Lot of Money!

 

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Realtor.com recently reported that:

Buying remains ...

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Posted in Buying a Home
Jan. 3, 2018

The Benefits of Homeownership Go Beyond the Financial

The Benefits of Homeownership Go Beyond the Financial | MyKCM

The Benefits of Homeownership Go Beyond the Financial

Homeownership is a major part of the American Dream. As evidence of that, 91% of Americans believe that owning a home is either essential (43%) or important (48%) to achieving that “dream.” In a market where some people may ...

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Posted in Buying a Home
Nov. 8, 2017

5 Reasons Homeownership Makes ‘Cents’

 

The American Dream of homeownership is alive and well. Recent reports show that the US homeownership rate has rebounded from recent lows and is headed in the right direction. The personal reasons to own differ for each buyer, but there are many basic similarities.

Today we want to talk ...

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Posted in Buying a Home
Oct. 31, 2017

Don't Let Fear Stop You from Applying for a Mortgage

Don't Let Fear Stop You from Applying for a Mortgage | MyKCM

 

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.

For many, the mortgage process can be scary, but it doesn’t have to be!

In order ...

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Posted in Buying a Home
Oct. 27, 2017

Buying a Home Can Be Scary... Unless You Know the Facts

Buying a Home Can Be Scary... Unless You Know the Facts [INFOGRAPHIC] | MyKCM

Buying a Home Can Be Scary... Unless You Know the Facts

Some Highlights:

Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts:

  • 40% of millennials ...
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Posted in Buying a Home
Oct. 23, 2017

4 Reasons to Buy a Home This Fall

4 Reasons to Buy a Home This Fall!

Here are four great reasons to consider buying a home today, instead of waiting.

 

1. Prices Will Continue to Rise

CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.7% over the last 12 months. The ...

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Posted in Buying a Home
Oct. 17, 2017

Rent VS Buy Report

 

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

The updated numbers show that the range is an average of 3.5% less ...

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Posted in Buying a Home
June 22, 2017

Tips to stretch your home buying dollars

Budgets: They reflect a reality that we either revel in or despise. If yours is reflecting the fact that, yes, you can afford to make a mortgage payment every month, but it will be tight, you have some tough decisions to make.

These include the obvious, such as putting off ...

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Posted in Buying a Home